Certificates of Deposit (CDs) with Great Rates in Washington & Oregon (2024)

Open our new, limited-time CD special that earns 5.00% APY* for 8 months!

• Available for Personal, IRA, and Business
• Minimum $25,000 to open

Don’t miss our new, limited-time CD special that earns 5.00% APY* for 8 months!

• Available for Personal, IRA, and Business
• Minimum $25,000 to open

Earn high dividends on your money by planting them in a Certificate Account for a fixed term.

• Tiered rates
• Terms from 3 months to 5 years
• Minimum balance as low as $500
• Automatically renews at then-current market rates

Earn high dividends on your money by planting them in a Certificate Account for a fixed term.

• Tiered rates
• Terms from 3 months to 5 years
• Minimum balance as low as $500
• Automatically renewable at then-current market rates

Save for what matters with a 4.00% APY¹ CD.

Earn 4.00% APY on savings balances over $10,000 with our 12-month certificate—plus more great 12-month CD rates for other balance amounts.

• $500 minimum
• Personal, IRA or Business Certificates

Save for what matters with a 4.00% APY¹ CD.

Earn 4.00% APY on savings balances over $10,000 with our 12-month certificate—plus more great 12-month CD rates for other balance amounts.

• $500 minimum
• Personal, IRA or Business Certificates

Earn 5.50% APY³ with Income Checking.

While your savings are in over-drive with a high-earning certificate, put your checking balance to work with a high yield each month your account qualifies.

Earn your checking high yield each month with these 3 qualifications:

• Make at least 15 purchases using a combination of your Columbia CU debit card(s) andcredit card(s)
• Have a direct deposit of at least $500 into your Income Checking
• Enroll in e-statements

Earn 5.50% APY³ with Income Checking.

While your savings are in over-drive with a high-earning certificate, put your checking balance to work with a high yield each month your account qualifies.

Earn your checking high yield each month with these 3 qualifications:

• Make at least 15 purchases using a combination of your Columbia CU debit card(s) andcredit card(s)
• Have a direct deposit of at least $500 into your Income Checking
• Enroll in e-statements

Let your kids learn about money management with a certificate for youth under age 19.

• Certificate Account designed to teach those under age 19 about money management while earning high dividends on their savings
• Tiered rates
• 12 month term
• Minimum balance to open as low as $100
• Add funds anytime
• Automatically renewable at then-current market rates until member is 19 years old

Let your kids learn about money management with a certificate for youth under age 19.

• Certificate Account designed to teach those under age 19 about money management while earning high dividends on their savings
• Tiered rates
• 12 month term
• Minimum balance to open as low as $100
• Add funds anytime
• Automatically renewable at then-current market rates until member is 19 years old

*APY = Annual Percentage Yield. 5.00% APY is accurate as of May 14, 2024. Off­er subject to change and may be discontinued at any time without notice. Available for personal, IRA and business certificates. $25,000 minimum to open and earn dividends. Certificate automatically renews to then current 6-month certificate rates and terms unless otherwise instructed by member. Penalty may be imposed for early withdrawal. Membership required.

¹APY=Annual Percentage Yield.APYs are available and accurate as of November 21, 2023 and may be discontinued at any time without notice. Available for personal, IRA and business certificates. $500 minimum to open and earn dividends. For 12-month certificate: 3.95% APY up to $9,999.99, 4.00% APY for $10,000.00 – $49,999.99, 4.20% APY for $50,000 – $99,999.99, 4.50% APY for $100,000 or more. Penalty may be imposed for early withdrawal. Membership required.

²APY=Annual Percentage Yield and is accurate as of October 4, 2023.

³APY=Annual Percentage Yield is accurate as of June 1, 2024, and can change at any time without notice. When qualifications are met, the Rewards Dividend Rate is calculated and accrued daily on ending balances of $25,000 or less. Dividends are paid and compounded monthly. The advertised Rewards APY assumes your balance including the prior months’ dividends, is $25,000 or less every day of every month during the APY’s annual look-ahead timeframe. Minimum to open is $1. To earn Rewards APY, you must meet each of the following Requirements during the period of the 26th of the prior month to the 25th of the current month: 1) Enrolled in e-Statements by 11:59 p.m. PT; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: A posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).